Reporting that starts where the advice runs out.
Drawer 1: 9 cards filed in this section
| Author | Tomasz Zielinski |
|---|---|
| Section | Personal Finance |
| Filed | |
| Reading | 4 min |
Winter claims pass through a temporary roster, and the person who sets your renewal is rarely the one who inspected the damage.
| Author | Constance Marlowe |
|---|---|
| Section | Personal Finance |
| Filed | |
| Reading | 5 min |
Coverage A is set once, often in minutes, and a coinsurance clause quietly measures it against reconstruction cost every time you file a partial loss.
| Author | Constance Marlowe |
|---|---|
| Section | Personal Finance |
| Filed | |
| Reading | 5 min |
Under-insurance is usually a number somebody else typed, in a tool you never saw. Five checks that trace the limit back to its source before a loss tests it.
| Author | Aurelia Bassett |
|---|---|
| Section | Personal Finance |
| Filed | |
| Reading | 4 min |
A first-year homeowner found a stain under an upstairs bathroom and spent ten days deciding whether to call the insurer. What she learned about loss history is worth borrowing.
| Author | Constance Marlowe |
|---|---|
| Section | Personal Finance |
| Filed | |
| Reading | 5 min |
A practical method for deciding whether a loss is worth filing, who the people handling it actually work for, and how long each stage takes.
| Author | Aurelia Bassett |
|---|---|
| Section | Personal Finance |
| Filed | |
| Reading | 5 min |
Most homeowners assume the dwelling limit is a ceiling they will never reach. The coinsurance clause makes it a test that partial claims have to pass too.
| Author | Constance Marlowe |
|---|---|
| Section | Personal Finance |
| Filed | |
| Reading | 4 min |
A claim sets off a chain of records and vendors, most of whom do not work for you. Here is what each one leaves behind and how it shows up at your next renewal.
| Author | Constance Marlowe |
|---|---|
| Section | Personal Finance |
| Filed | |
| Reading | 4 min |
The clause that decides a claim is drafted, applied and repaired around by three different payrolls, and knowing which is which tells you who to call and when.
| Author | Constance Marlowe |
|---|---|
| Section | Personal Finance |
| Filed | |
| Reading | 4 min |
A homeowners claim brings four or five people to your house, none of them your employee. Knowing whose payroll each one is on changes what you say, when, and to whom.